OVB increases sales revenue to € 437.2 million in 2025 – Number of customers and agent base reach new highs
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![[Translate to English:] Geschäftsbericht 2025 [Translate to English:]](/fileadmin/assets/Bilder/ovb_holding_ag/thumb_gb_2025.jpg)
- Brokerage income rises by 8.2% to € 437.2 million
- EBIT affected by a temporary one-off item
- Number of clients rises to 4.90 million; the number of
financial advisors to 6,539 - Central and Eastern Europe remain key drivers of growth
Cologne, 26 March 2026. OVB Holding AG, one of Europe’s leading financial advisory groups based in Cologne, increased its brokerage income by 8.2 per cent to €437.2 million in the 2025 financial year. This meant the company once again achieved a record high. The Central and Eastern Europe segment made a significant contribution to this positive performance.
The operating result (EBIT) declined in the reporting year to € 10.6 million (previous year: € 20.3 million). In addition to targeted investments, particularly in the ongoing digital transformation, the result was mainly affected by a temporary one-off effect. Following the liquidation of a product partner with whom OVB had business relations in four countries of the Southern and Western Europe segment, there were increased legal– and consultancy costs, as well as additional provisions. The Group´s revenue and EBIT for 2025 therefore fall within the forecast ranges.
Mario Freis, CEO of OVB Holding AG: “2025 was a challenging year for us, one that needs to be viewed in a nuanced way. Our earnings were adversely affected by a temporary one-off effect. Nevertheless, our sales performance remained consistently strong: for the sixth year running, the Group achieved a significant increase in brokerage income. We have also further expanded our clients and advisors base and achieved new all-time highs.”
The number of clients served rose by 4.1 per cent to 4.90 million (2024: 4.70 million), whilst the number of full-time financial advisors increased by 4.2 per cent to 6,539 (2024: 6,278). Both figures underscore the continued strong demand for personal and independent financial advice across all core markets.
Central and Eastern Europe were the Group’s growth drivers in the 2025 financial year. The region once again saw a significant increase in brokerage income, up 15.8 per cent to € 263.3 million, which was considerably higher than the previous year’s figure of € 227.3 million. In Germany, however, brokerage income fell to € 59.4 million, slightly below the previous year’s figure of € 61.1 million. Southern and Western Europe also recorded a slight decline to € 114.5 million, compared with the previous year’s figure of € 115.8 million.
This development is also reflected in the operating segment results: in Central and Eastern Europe, EBIT rose significantly to € 29.7 million, up from € 23.9 million in the previous year, thereby confirming the region’s strong performance. In the segment Germany, EBIT decreased due to higher investments in future-proofing and management development efforts within the sales division. In Southern and Western Europe, the aforementioned one‑off effect resulted in a negative EBIT.
The consolidated net income attributable to shareholders of OVB Holding AG declined to € 8.6 million (2024: € 19.2 million). Earnings per share decreased accordingly to € 0.60 (2024: € 1.35). Against the backdrop of a capital base that remains solid, the Executive Board and Supervisory Board of OVB Holding AG intend to propose to the Annual General Meeting on 12 June 2026 to pay a dividend of € 0.75 per share for the financial year 2025.
Outlook for 2026
OVB expects further growth in the 2026 financial year, despite ongoing uncertainties in the broader economic environment. Brokerage income is expected to be in the range of € 430 million to € 470 million, while operating result is expected to be within a range of € 10 million to € 15 million.
About the OVB Group
The OVB Group, with its holding company headquarterd in Cologne, is one of Europe’s leading financial advisory groups. Since being founded in 1970, OVB’s business activities have focused on long-term, comprehensive and above all, customer-oriented financial consulting to private households. OVB works with more than 100 high-performance product providers and uses competitive products to serve its clients’ individual needs, from subsistence and property/asset insurance to pensions and asset building and growth.
OVB currently operates in 16 European countries. 6,539 full-time financial advisors currently consult 4.90 million clients. OVB Holding AG and its subsidiaries generated brokerage income of € 437.2 million and EBIT of € 10.6 million in 2025. OVB Holding AG has been listed on the Frankfurt Stock Exchange (Prime Standard, ISIN DE0006286560) since July 2006.
OVB Group Key Figures 2025
Operative Kennzahlen
| Unit | 2024 | 2025 | Change | |
|---|---|---|---|---|
| Clients (31.12.) | Number | 4.70 m | 4.90 m | + 4.1 % |
| Financial advisors (31.12.) | Number | 6,278 | 6,539 | + 4.2 % |
| Brokerage income | € million | 404.2(1) | 437.2 | + 8.2 % |
Key financial figures
| Unit | 2024 | 2025 | Change | |
|---|---|---|---|---|
| Earnings before interest and taxes (EBIT) | € million | 20.3 | 10.6 | -47.9 % |
| EBIT-margin | % | 5.0 | 2.4 | -2.6 %-pts. |
| Consolidated net income attributable to share-holders of OVB Holding AG | € million | 19.2 | 8.6 | -55.5 % |
Key figures for the OVB share
| Unit | 2024 | 2025 | Change | |
|---|---|---|---|---|
| Share capital (31.12.) | € million | 14.25 | 14.25 | ±0.0 % |
| Number of shares (31.12.) | Million units | 14.25 | 14.25 | ±0.0 % |
| Earnings per share (undiluted) | € | 1.35 | 0.60 | -55.4 % |
| Dividend per share | € | 1.00 | 0.75(2) | -25.0 % |
Key figures for the regions in 2025
Central- and Eastern Europe
| Unit | 2024 | 2025 | Change | |
|---|---|---|---|---|
| Clients (31.12.) | Number | 3.28 Mio. | 3.42 Mio. | +4.3 % |
| Financial advisors (31.12.) | Number | 3,951 | 4,129 | +4,5 % |
| Brokerage income | € million | 227.3(1) | 263.3 | +15.8 % |
| Earnings before interest and taxes (EBIT) | € million | 23.9 | 29.7 | +24.4 % |
| EBIT-margin | % | 10.5(1) | 11.3 | +0.8 %-pts. |
Germany
| Unit | 2024 | 2025 | Change | |
|---|---|---|---|---|
| Clients (31.12.) | Number | 599,690 | 594,111 | -0.9 % |
| Financial advisors (31.12.) | Number | 1,118 | 1,093 | -2.2 % |
| Brokerage income | € million | 61.1(1) | 59.4 | -2.8 % |
| Earnings before interest and taxes (EBIT) | € million | 4.4 | 3.5 | -20.4 % |
| EBIT-margin | % | 7.1 | 5.8 | -1.3 %-pts. |
Southern and Western Europe
| Unit | 2024 | 2025 | Change | |
|---|---|---|---|---|
| Clients (31.12.) | Number | 830,014 | 886,847 | +6.8 % |
| Financial advisors (31.12.) | Number | 1,209 | 1,317 | +8.9 % |
| Brokerage income | € million | 115.8(1) | 114.5 | -1.2 % |
| Earnings before interest and taxes (EBIT) | € million | 1.7 | -7.8 | >-100.0 % |
| EBIT-margin | % | 1.5 | -6.8 | >-100.0 % |
Percentages and figures may be subject to rounding differences. Percentages are calculated on the basis of thousands of €.
1) The comparative figures have been restated following a change in accounting policy (see Note 4.3 to the consolidated financial statements: Revenue recognition)
2) 2025 Proposal